http://www.remodeling-trade.com/car-painting-florida/
Effective negotiation strategies state farm insurance when car totaled?
They ran a list of alleged comps. The first one, was price dealer paid at auto auction. They are not offering retail, nada, blue book. Ideas welcome and appreciated. 2003 Cadillac 64750 miles Condition: Clean One Owner. Florida. Garaged. No prior accidents. Base price $47,209. Has white diamond paint. Won’t cover $699 dealer fee. Only offer $35 transfer. Help.
Thanks insurance adjuster.
Can they cherry pick or is the database selected for them by audatex?
My car has a special paint.
Seems like the comps are not selective enough..they got rental cars, wrecked cars.
Appreciate the answers.
I want to be “made whole”.
Any special terms to use?
Will getting an appraisal help?
Thanks for the great answers. What is the best way to work with adjuster? This is first party claim.
A lot depends on who your dealing with. Is this your carrier or the liable carrier (of the person that hit you)?
With your own carrier you have some leverage due to being a 1st party claim. They don’t ‘make you whole’ again. They owe actual cash value for the vehicle. For special paint to even be considered, it has to be within a certain period of time and you must present a receipt. You can try to locate your own comps and then negotiate the amount. Also, most policies have an appraisal clause which you can invoke.
If this is with the liable carrier, you’ll have a difficult time budging them. They are not contracted with you and literally don’t give a hoot what you think your vehicles worth. They locate comps and usually that’s the bottom line.
Good luck to you!!
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